Commercial real estate investing is showing renewed momentum as investor confidence continues to strengthen heading into 2026. A recent survey from CBRE, the world’s largest commercial real estate services and investment firm, reveals that the vast majority of investors plan to increase or maintain their exposure to commercial real estate this year—signaling optimism around long-term…
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As housing affordability continues to challenge homebuyers, President Donald Trump has expressed concerns about a proposal that would allow individuals to withdraw money from their 401(k) retirement accounts to use as a home down payment. Trump has emphasized protecting long-term retirement savings, noting that many 401(k) accounts are performing well and should remain focused on…
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The multifamily landscape is undergoing a fundamental shift. Developers known for large-scale, ground-up construction are putting their shovels aside and redirecting capital toward acquiring existing apartment communities. What began as a response to rising development challenges is rapidly becoming a long-term investment strategy—and it’s reshaping how multifamily growth will look over the next decade. Why…
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If you’re a developer or investor looking to finance a multifamily or residential project in Michigan, the Michigan Pass-Through Bond Program through MSHDA may be a valuable option. Here’s what you need to know: 1. How it works: 2. Types of financing: 3. Program limits and timing: 4. Project requirements: 5. Why it matters for…
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For over 80 years, VA home loans have empowered countless Veterans to achieve homeownership. Despite the program’s extensive reach, many eligible Veterans remain unaware of its full scope. Understanding VA Home Loans VA home loans, facilitated by private lenders like banks and mortgage companies, offer Veterans, Servicemembers, and eligible surviving spouses a unique guaranty benefit….
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Though prequalified and preapproved sound like similar terms, they actually mean different things in the mortgage industry, depending on the creditor and the type of loan or credit. Many creditors use the terms interchangeably, but they are, in fact, different. Despite whether the buyer is trying to get prequalified or preapproved, a creditor must do…
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Mortgage companies often require specific documents to analyze the borrower’s financial situation prior to approval. One of the most important aspects of getting approved for a mortgage is your credit score, which shows how well the borrower can meet their financial obligations. In addition to considering your credit score, lenders look at the borrower’s DTI…
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What’s an open house? We’re not talking about graduation parties here; instead, we are referring to homes on the market. Open houses are public, informal events hosted by real estate agents or sellers. Typically lasting between one- to three hours, the doors are quite literally “open” for people to browse the house at their leisure….
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Borrowers looking to get approved for a mortgage and cannot show income verification are perfect candidates for no-doc loans. This type of mortgage loan does not require tax returns or income verification. To qualify for a no-doc mortgage loan, borrowers have to show adequate credit history, real estate investment experience, and liquid assets, which are…
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