{"id":48,"date":"2021-02-26T15:41:42","date_gmt":"2021-02-26T15:41:42","guid":{"rendered":"http:\/\/ebwmtg.com\/blog\/?p=48"},"modified":"2021-04-21T14:24:44","modified_gmt":"2021-04-21T14:24:44","slug":"daca-recipients-now-eligible-for-fha-loans","status":"publish","type":"post","link":"https:\/\/www.ebwmtg.com\/blog\/daca-recipients-now-eligible-for-fha-loans\/","title":{"rendered":"DACA Recipients now Eligible for FHA Loans"},"content":{"rendered":"\n<p>The Federal Housing Administration (FHA) announced a new opportunity for those protected under the Deferred Action for Childhood Arrivals (DACA) program. Since January 19, 2021, those individuals can apply for mortgages backed by the FHA. A previous stipulation barred \u201cnon-US citizens without lawful residency\u201d from applying for FHA-insured mortgages; the new opportunity for these DACA members reverses that regulation.<\/p>\n\n\n\n<!--more Continue Reading-->\n\n\n\n<p>DACA is a United States immigration policy that allows some individuals with unlawful presence (illegally brought to the country as children) to receive a two-year renewable period of deferred action from deportation. These individuals are also eligible to obtain a work permit as long as they do not have any felonies or serious misdemeanors on their records.<\/p>\n\n\n\n<p>FHA-backed loans are popular options for first-time homebuyers because they require a minimum down payment, lower credit score requirements, and higher debt-to-income ratios.<\/p>\n\n\n\n<p>DACA members have all the same FHA requirements as other borrowers, which include:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The property must be the borrower\u2019s principal residence<\/li><li>The borrower must have a valid Social Security number (except those employed by the World Bank, a foreign embassy, or an equivalent employer identified by the Department of Housing and Urban Development)<\/li><li>The borrower must be eligible to work in the United States<\/li><li>The borrower can provide an Employment Authorization Document (EAD) issued by the United States Citizenship and Immigration Service (USCIS)<\/li><li>The borrower must satisfy the same requirements, terms, and conditions as those set for other United States citizens<\/li><\/ul>\n\n\n\n<p>Countless individuals across the United States are now eligible for homeownership. FHA loans are a fantastic option for first-time homebuyers. DACA recipients who might not have qualified previously can now obtain a home.<\/p>\n\n\n\n<p><strong>Want to learn more about this new opportunity? Contact the professionals at EB Mortgage today.<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/ebwmtg.com\/\">EB Mortgage<\/a> is a locally-owned mortgage company with experts in a new home purchase, refinancing, and commercial loans. Our wholesale rates can\u2019t be beat. We offer more products, more options, and more solutions. Our \u201c3C\u201d Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us at <a href=\"tel:8662460516\">866-246-0516<\/a> or e-mail <a href=\"mailto:contact@ebwmtg.com\">contact@ebwmtg.com<\/a> today.<\/p>\n\n\n\n<p><em>Written by the digital marketing staff at Creative Programs &amp; Systems: <\/em><a href=\"http:\/\/www.cpsmi.com\"><em>www.cpsmi.com<\/em><\/a><em>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Federal Housing Administration (FHA) announced a new opportunity for those protected under the Deferred Action for Childhood Arrivals (DACA) program. Since January 19, 2021, those individuals can apply for mortgages backed by the FHA. A previous stipulation barred \u201cnon-US citizens without lawful residency\u201d from applying for FHA-insured mortgages; the new opportunity for these DACA&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-48","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>DACA Recipients now Eligible for FHA Loans - Blog | EB Mortgage<\/title>\n<meta name=\"description\" content=\"DACA Recipients now Eligible for FHA Loans - Check out our blog to learn the latest and greatest events regarding new home purchasing, refinancing, and commercial loans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ebwmtg.com\/blog\/daca-recipients-now-eligible-for-fha-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DACA Recipients now Eligible for FHA Loans - 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