{"id":135,"date":"2021-06-23T17:35:30","date_gmt":"2021-06-23T17:35:30","guid":{"rendered":"https:\/\/ebwmtg.com\/blog\/?p=135"},"modified":"2021-06-23T17:35:59","modified_gmt":"2021-06-23T17:35:59","slug":"what-does-closing-entail","status":"publish","type":"post","link":"https:\/\/www.ebwmtg.com\/blog\/what-does-closing-entail\/","title":{"rendered":"What Does Closing Entail?"},"content":{"rendered":"\n<p>Finding the house you want and making an offer are just the first steps before purchasing a home. After the inspection and appraisal come back adequate, it\u2019s time to submit the required documents. Finally, the last step is to get your keys during closing.<\/p>\n\n\n\n<p>An exciting yet nerve-wracking point in the process, closing is the last thing standing between you and your house. As long as you are working with a great mortgage provider and real estate agent, you can expect closing to be (almost) effortless. Check out our tips below to help get you through the process with ease.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ebwmtg.com\/blog\/wp-content\/uploads\/2021\/06\/EB-Mortgage-NS2-6-21-1024x683.jpg\" alt=\"\" class=\"wp-image-137\" srcset=\"https:\/\/www.ebwmtg.com\/blog\/wp-content\/uploads\/2021\/06\/EB-Mortgage-NS2-6-21-1024x683.jpg 1024w, https:\/\/www.ebwmtg.com\/blog\/wp-content\/uploads\/2021\/06\/EB-Mortgage-NS2-6-21-300x200.jpg 300w, https:\/\/www.ebwmtg.com\/blog\/wp-content\/uploads\/2021\/06\/EB-Mortgage-NS2-6-21-768x513.jpg 768w, https:\/\/www.ebwmtg.com\/blog\/wp-content\/uploads\/2021\/06\/EB-Mortgage-NS2-6-21-1536x1025.jpg 1536w, https:\/\/www.ebwmtg.com\/blog\/wp-content\/uploads\/2021\/06\/EB-Mortgage-NS2-6-21-2048x1367.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<p><strong>Before closing<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Arrange for utilities to be transferred, effective on the closing date<ul><li>Internet<\/li><\/ul><ul><li>Gas<\/li><\/ul><ul><li>Electric<\/li><\/ul><ul><li>Water, etc.<\/li><\/ul><\/li><li>Perform a final walkthrough a day or two ahead of time<\/li><\/ul>\n\n\n\n<p><strong>During closing<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Usually takes an hour or less<\/li><li>All parties gather around the table and sign documents<\/li><li>Ensure you have your photo ID and funds required for costs (you will have a total ahead of time)<\/li><li>Required closing costs:<ul><li>Origination fee<\/li><\/ul><ul><li>Underwriting fee<\/li><\/ul><ul><li>Appraisal fee<\/li><\/ul><ul><li>Credit report fee<\/li><\/ul><\/li><\/ul>\n\n\n\n<p><strong>After closing<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>First mortgage payment is due the first Friday of the month after the 30 days following the closing<\/li><li>You can choose a new homeowner\u2019s insurance provider after you\u2019ve closed on a purchase or refinance and the escrow impound account has been established<\/li><\/ul>\n\n\n\n<p><strong>Finding your dream home can be difficult, but adding a mortgage and closing process can be overwhelming. You can trust the experts at EB Mortgage to help make the process as seamless as possible. <\/strong><strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/ebwmtg.com\/\">EB Mortgage<\/a> is a locally-owned mortgage company with experts in new home purchase, refinancing, and commercial loans. Our wholesale rates can\u2019t be beaten. We offer more products, more options, and more solutions. Our \u201c3C\u201d Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us at <a href=\"tel:8662460516\">866-246-0516<\/a> or e-mail <a href=\"mailto:contact@ebwmtg.com\">contact@ebwmtg.com<\/a> today.<\/p>\n\n\n\n<p><em>Written by the digital marketing staff at Creative Programs &amp; Systems: <\/em><a href=\"http:\/\/www.cpsmi.com\"><em>www.cpsmi.com<\/em><\/a><em>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finding the house you want and making an offer are just the first steps before purchasing a home. After the inspection and appraisal come back adequate, it\u2019s time to submit the required documents. Finally, the last step is to get your keys during closing. An exciting yet nerve-wracking point in the process, closing is the&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6,8],"tags":[],"class_list":["post-135","post","type-post","status-publish","format-standard","hentry","category-buying","category-mortgages"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Does Closing Entail? - Blog | EB Mortgage<\/title>\n<meta name=\"description\" content=\"What Does Closing Entail? - Check out our blog to learn the latest and greatest events regarding new home purchasing, refinancing, and commercial loans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ebwmtg.com\/blog\/what-does-closing-entail\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Does Closing Entail? 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